One of the ways of stopping mortgage arrears is to sell the house to a cash buyer. In such a scenario, you will be able to pay the mortgage and so you don't have to lose your home. But if you want to sell your house quickly it is almost impossible. Along with this you have to move out of the house and the new buyer will move in. Another way of selling the home for cash is by going to a specialist company who offers sell and rent back option. This scheme will help you in selling your house and choosing to pay rent each month that is affordable than the mortgage amount you were struggling to pay each month. The specialist company may make an agreement where you sell the home and pay rent along with fixing the price that you would pay at the time of buying back.