Many people feel that if there is financial difficulty, they can't find a solution, but, in reality, there is one solution. The problem is interest rates on mortgages are increasing rapidly, and if a borrower cannot make part of the payment the interest just adds on and on. Banks are making strict policies on late payments and partial payments, so better be aware of it. If you're in need of money and cannot take another loan, you can look for something else. If you have an apartment and own it, then you can think of selling it to an investor and renting it back from the investor so that you can stay in the same apartment. If you want cash quickly, you can sell the house to an investor who will make the agreement quickly.