You have so many bills that you can't pay them. You have to declare bankruptcy so that debt collectors leave you alone and creditors go away. But bankruptcy is not the perfect solution. There is a better alternative wherein, you save a lot of personal strife, and that would be to sell your home and rent it back. This is a better solution because it is stress free and will allow you to release some equity from your house without actually having to leave it and find somewhere else to live entirely.
In sell and rent back option you will not lose your home, you just have to sell the house to us without leaving it. Cash will be deposited in your account within a few weeks after all the paper work is completed. You can stay in the house as a tenant.